:root {
  --ag-blue: #0F3D6F;
  --ag-blue-2: #08305c;
  --ag-yellow: #FDE428;
  --ag-gold: #F6C640;
  --ag-cream: #f6faff;
  --ag-ink: #0F3D6F;
  --ag-muted: #475569;
  --ag-line: rgba(15, 61, 111, .16);
  --ag-white: #ffffff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  color: var(--ag-ink);
  background:
    radial-gradient(circle at top left, rgba(253, 228, 40, .28), transparent 30rem),
    radial-gradient(circle at 90% 10%, rgba(15, 61, 111, .12), transparent 28rem),
    linear-gradient(180deg, var(--ag-cream), #fff 42rem);
}
a { color: inherit; }
.site-header {
  background: var(--ag-blue);
  color: white;
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 4px solid var(--ag-yellow);
}
.topbar, .nav, .container {
  max-width: 1180px;
  margin: 0 auto;
  padding-left: 22px;
  padding-right: 22px;
}
.topbar {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding-top: 10px;
  padding-bottom: 8px;
  font-size: 14px;
  color: rgba(255,255,255,.82);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding-top: 14px;
  padding-bottom: 14px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
  letter-spacing: .08em;
}
.brand-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 58px;
  height: 58px;
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 10px 30px rgba(0,0,0,.16);
  overflow: hidden;
}
.brand-mark img {
  width: 48px;
  height: 48px;
  object-fit: contain;
}
.nav-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 14px;
  font-family: Arial, sans-serif;
  font-size: 14px;
}
.nav-links a {
  color: rgba(255,255,255,.9);
  text-decoration: none;
}
.nav-links a:hover { color: var(--ag-gold); }
.hero {
  padding: 82px 0 48px;
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr);
  gap: 30px;
  align-items: stretch;
}
.eyebrow {
  color: var(--ag-gold);
  font-family: Arial, sans-serif;
  font-weight: 800;
  letter-spacing: .16em;
  text-transform: uppercase;
  font-size: 13px;
}
h1, h2, h3 {
  color: var(--ag-blue);
  line-height: 1.06;
  margin: 0 0 18px;
}
h1 { font-size: clamp(42px, 6vw, 76px); max-width: 970px; }
h2 { font-size: clamp(30px, 4vw, 48px); }
h3 { font-size: 24px; }
p, li {
  font-size: 18px;
  line-height: 1.72;
  color: var(--ag-muted);
}
.lead { font-size: 22px; color: #253f5f; max-width: 830px; }
.button-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 20px;
  border-radius: 999px;
  font-family: Arial, sans-serif;
  font-weight: 800;
  text-decoration: none;
  border: 1px solid transparent;
}
.btn.primary { background: var(--ag-blue); color: white; box-shadow: 0 12px 28px rgba(15,61,111,.22); }
.btn.primary:hover { background: var(--ag-blue-2); }
.btn.secondary { color: var(--ag-blue); border-color: var(--ag-blue); background: rgba(255,255,255,.72); }
.hero-card, .card, .panel {
  background: rgba(255,255,255,.82);
  border: 1px solid var(--ag-line);
  border-radius: 28px;
  box-shadow: 0 24px 80px rgba(15,61,111,.10);
}
.hero-card { padding: 30px; }
.stats {
  display: grid;
  gap: 16px;
}
.stat {
  padding: 22px;
  border-radius: 22px;
  background: linear-gradient(135deg, var(--ag-blue), var(--ag-blue-2));
  color: white;
}
.stat strong { display: block; font-size: 34px; color: var(--ag-gold); }
.stat span { font-family: Arial, sans-serif; color: rgba(255,255,255,.85); }
.section { padding: 58px 0; }
.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.card {
  padding: 26px;
}
.card a { color: var(--ag-blue); font-weight: 800; text-decoration-color: rgba(253,228,40,.75); }
.split {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
  gap: 28px;
  align-items: start;
}
.panel { padding: 32px; }
.list { padding-left: 20px; }
.list li { margin-bottom: 10px; }
.content {
  max-width: 900px;
}
.content img {
  max-width: 100%;
  height: auto;
  border-radius: 24px;
}
.footer {
  background:
    radial-gradient(circle at 12% 0, rgba(253,228,40,.18), transparent 24rem),
    linear-gradient(135deg, var(--ag-blue), var(--ag-blue-2));
  color: white;
  margin-top: 60px;
  padding: 54px 0 28px;
  border-top: 5px solid var(--ag-yellow);
}
.footer p, .footer a { color: rgba(255,255,255,.84); }
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 28px;
  align-items: start;
}
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
  margin-bottom: 16px;
}
.footer-brand img {
  width: 74px;
  height: 74px;
  object-fit: contain;
  border-radius: 18px;
  background: #fff;
  padding: 6px;
}
.footer h2, .footer h3 {
  color: #fff;
}
.footer h3 {
  font-family: Arial, sans-serif;
  font-size: 15px;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: var(--ag-yellow);
}
.footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.footer li {
  font-family: Arial, sans-serif;
  font-size: 15px;
  line-height: 1.7;
  color: rgba(255,255,255,.84);
  margin-bottom: 8px;
}
.footer a {
  text-decoration-color: rgba(253,228,40,.5);
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.18);
  margin-top: 32px;
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  font-family: Arial, sans-serif;
  font-size: 14px;
  color: rgba(255,255,255,.72);
}
.quote-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 22px;
}
.quote-field {
  display: block;
}
.quote-field span {
  display: block;
  font-family: Arial, sans-serif;
  font-weight: 800;
  color: var(--ag-blue);
  margin-bottom: 8px;
}
.quote-field input,
.quote-field textarea {
  width: 100%;
  border: 1px solid var(--ag-line);
  border-radius: 16px;
  padding: 13px 14px;
  font: inherit;
  background: #fff;
}
.quote-field.full {
  grid-column: 1 / -1;
}
@media (max-width: 820px) {
  .topbar, .nav, .hero-grid, .split, .footer-grid { display: block; }
  .nav-links { justify-content: flex-start; margin-top: 14px; }
  .grid { grid-template-columns: 1fr; }
  h1 { font-size: 42px; }
  .hero { padding-top: 48px; }
  .stats { margin-top: 20px; }
  .brand-mark { width: 52px; height: 52px; }
  .footer-grid > div { margin-bottom: 24px; }
  .quote-form { grid-template-columns: 1fr; }
}